All of us need to understand some basic things about Life Insurance:

Life Insurance is a prepared tomorrow and a prepaid retirement.

There is no bigger leverage than Insurance.

It enables you to retain your Purchasing Power.

Life Insurance is a derisking exercise.

It is not a religion to believe in

Life Insurance is a necessity not a luxury.

Nobody can replace the Emotional loss one feels on the demise of a loved one but the Financial loss can be mitigated to some extent by taking an adequate cover.

We need to understand that the Assets which we have today were not created overnight rather they were created by sheer dint of hard work over a number of years, so why would we not want to protect what we have created.?

In Life Insurance there are two major risks viz dying too soon and living too long. We need to mitigate the possibility of the former occurring at an inappropriate time and also ensure that our Retirement monies definitely outlast us.
This can be done by transferring the risk to the Insurance Company rather than retaining the same. You can then be at peace when you know your immediate family has been taken care of and you are leaving behind only assets, not liabilities.

Ability is providing (for your family) while being alive and Nobility is providing even after death.

Life Insurance is a dignified savings system which concurrently fuels Nation Development, Family well being and Individual growth.