First we focus on your goals, objectives, priorities and values. For instance: the reduction of current and future income taxes may be an immediate goal, funding a quality education for your children and/or grandchildren may be an intermediate goal, and enjoying a secure financial future in your retirement years is likely to be one of your most important long-term goals.

Another great goal in life for some people is creating wealth and/or leaving a legacy for your chosen beneficiaries or charities. You may already be on the road to meeting these objectives and simply need a new strategy, professional insight, or to fine-tune your plan. You may just be starting out, or you may be somewhere in between. Whatever your unique situation may be, everyone needs a periodic assessment of where they are on the road to meeting their financial goals. That's why we do an in-depth review of your current financial situation.

Next, you need to know how you can set about achieving (or continue working toward) your financial goals. By focusing on cash flow, investments, taxes, pensions and retirement plans, estate planning, insurance issues, savings opportunities and other general financial matters, we design a customized financial plan for you. Finally, to achieve the intended & desired results, you must implement and get your plan monitored.

It may seem like that at first, but the good news is, if you follow your plan and maintain a disciplined approach, you can relax knowing you can reach your stated goals. At Life Strategies^TM, we try to make the process as easy as possible for you.

Any individual seeking peace of mind, freedom of choice and contentment can benefit from our services. We serve people at all income levels, from all walks of life. Clients have the flexibility to work with us on either a one-time, as-needed basis or an ongoing basis. We welcome clients who simply need a one-time financial consultation or a second opinion, as well as those who need comprehensive financial planning.

In addition, any corporation or organization seeking quality, unbiased financial education for their employees or members can benefit from our Financial Education programs.

No. Although a comprehensive financial plan can provide the greatest benefits, We can limit our advisory services to your specific needs, such as cash management and budgeting, investment analysis, college education funding, coaching or training in a particular personal financial area.

Yes. Some firms have criteria of ticket size in terms of minimum income levels/net worth but, at LifeStrategies, we realize that everyone has financial needs. We are proud to work with people across all income levels, and all walks of life. Remember, "You don't have to have a fortune to start building one."

Call us today for a FREE NO OBLIGATORY meet and let's get started.

Yes. People who need more sophisticated Financial Life Planning or advice will find our services beneficial. If you are looking for a professional review or a second opinion to ensure you are on track, we can provide that, too.

Corporate education is key in building employee participation. We can help your people understand the benefits of your programs. Please call to discuss your specific needs. We can custom-build an educational program for your company.

If it has to do with money and finances, we can provide counseling, guidance and/or resources for you. The basis of any sound financial plan is Life Insurance, we start with and build on that, we provide advice for all types of securities, including mutual funds, stocks (as they relate to your current portfolio holdings), bonds, bank deposits, variable and fixed annuities.

Because we want our clients to know that they can call on us with any and all of their financial concerns, its all about your LIFE STRATEGY. Clients are encouraged to call us when they have a major life event, such as a new job, a baby, marriage etc or if they are planning to buy a new home or start their own business.

We also encourage our clients to call us with more common everyday questions, such as "How should I invest within my 80C plan?", "How can I reduce my taxes?", "What advice can you offer on refinancing my home?"

As financial planners and investment consultants, we believe in the following fundamental principals with regard to designing an investment portfolio and making specific recommendations: The purpose of a client's investment portfolio is to fund current and/or future financial objectives. The design of the portfolio must take into account the client's financial objectives, tolerance for risk, needs for current income or liquidity, and special considerations such as income and estate taxes.

The important thing to remember is that NO ONE CAN PREDICT THE FUTURE. It is difference of opinion that makes a market. Investment and economic "experts" provided with the same information often come to different conclusions.

We do not suggest that we, or that any of the money or mutual fund managers that we recommend, will make the correct decision every time. We do believe, however, that studying the historic trends and relationships of investment classes and the philosophies and approaches of successful investment managers can provide valuable insights.

The appropriate allocation of investment assets for your goals and risk tolerance is the most important component in developing an investment portfolio. We believe that having a diversified, well-balanced portfolio, following long-term buy-and-hold strategies, and having patience; will increase the likelihood that clients will achieve their long-term financial objectives.

Before we recommend any investment, we consider the current economic conditions, the outlook for that asset class or type of security and how this investment fits within your portfolio given your objectives and tolerance for risk. For equity investments, we focus primarily on the philosophies, experience and track record of the management team.

With fixed income investments, we look for the best yield available for a given quality of security. As fiduciary for our clients, we strive to obtain the most appropriate investment vehicles to meet your objectives, while being very conscious of total expenses and your risk appetite.

The actual engagement of the specific services may end. But because financial life planning is a process, not an event, we offer our services on an as-needed basis for periodic reviews and day-to-day consultation as requested and/or needed.

The first step is an initial inquiry from you. Contact us for an initial no-cost, no-obligation Get Acquainted Meeting. For Get Acquainted Meetings, appointments are scheduled based on availability during regular business hours of 9-5, Monday through Friday. Expanded office hours are available to accommodate special needs or emergency situations.

Should you decide to engage us, we can discuss which of our services is appropriate for you. Most clients find the financial planning process to be stimulating and enlightening. The end result, of course, is greater peace of mind through Advice for Financial Independence.

We look forward to helping you build a brighter and secure financial future!