Life Insurance is your answer to a fundamental question. How will my family manage the challenge of my untimely/early demise?
It’s a subject no one really wants to think about. But if someone depends on
you financially, it’s something you cannot sidestep or keep procrastinating
on.
WHAT IS LIFE INSURANCE?
All of us need to understand some basic things about Life Insurance:
Life Insurance is a prepared tomorrow and a prepaid retirement.
There is no bigger leverage than Insurance.
It enables you to retain your Purchasing Power.
Life Insurance is a derisking exercise.
It is not a religion to believe in
Life Insurance is a necessity not a luxury.
Nobody can replace the Emotional loss one feels on the demise of a loved one but the Financial loss can be mitigated to some extent by taking an adequate cover.
We need to understand that the Assets which we have today were not created overnight rather they were created by sheer dint of hard work over a number of years, so why would we not want to protect what we have created.?
Life Insurance is one type of Risk Management. There are two major risks viz dying too soon and living too long. We need to mitigate the possibility of the former occurring at an inappropriate time and also ensure that our Retirement monies definitely outlast us. This can be done by transferring the risk to the Insurance Company rather than retaining the same. You can then be at peace when you know your immediate family has been taken care of and you are leaving behind only assets, not liabilities.
Bility is providing (for your family) while being alive and Nobility is providing even after death.
Life Insurance is a dignified savings system which concurrently fuels Nation Development, Family well being and Individual growth.
Featured Thinking
Product Management
The key determinant of your Returns will be how your hard earned Monies have been
allocated amongst various Asset Classes.
Planning For Your Golden Years
If you fail to Plan then You Plan to Fail. The thing to understand here is
that contractual regularity.
World Class University funding strategies
Education is the Only way We can empower someone Financially without fostering
Dependency.
Reality Check
You may already have a strategy in place, but are unsure if it will help you reach your
desired goals, in which case we can help you by checking if you are on track.